Retirement 101s

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The Retirement 101 series include one page documents that help explain specific topics related to SBCERA’s benefits and services. 

About Your Defined Benefit     

Retirement 101s

Advantages of a Defined Benefit Plan
Difference Between Defined Contribution and Defined Benefit
5 Differences Between Refundable and Nonrefundable
Taxes and Your Benefit
Retirees Returning to Work          

Determining Your Benefit

Factors Used to Calculate Retirement Benefits
Cost of Living Adjustment (COLA)
Final Average Compensation (FAC)
Service Credit Purchases
Retirement Options

Member Services/Resources

When Should I Retire
Choosing and Updating Beneficiaries

Death Benefits

Death Benefits for Active Members

Leaving Employment – Termination Options

Reciprocity

Legal Considerations

Divorce and Your Benefit

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