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Retirement 101 Subjects Available for Download:

About Your Defined Benefit

• Advantages of a DB Plan

• DB Plan vs. DC Plan

• Taxes and Your Benefit

• Your SBCERA Contributions (Applicable to Tier 1 Members Only)

Determining Your Benefit

• Calculating Retirement Benefits (Applicable to Tier 1 Members Only)

• Cost-of-Living Adjustments (COLAs)

• Highest Earnable Compensation (Applicable to Tier 1 Members Only)

Member Services/Resources

• How to Apply for Retirement

• Keeping Your Beneficiary Current

• Updating Name and Address Information

• Using Web Member Services

Death Benefits

• Death Benefits for Active, Vested Members

• Death Benefits After Retirement

• Death Benefits for Non-Vested Members

Leaving Employment - Termination Options

• Reciprocity (Applicable to Tier 1 Members Only)

• Termination Options for Non-Vested Members (Applicable to Tier 1 Members Only)

• Termination Options for Vested Members (Applicable to Tier 1 Members Only)

Legal Considerations

• Divorce and Your Benefits

• Durable Power of Attorney

• Notify SBCERA About Your Divorce